Employee Benefits – Our Forte
O&A conducts exhaustive analysis of viable
alternatives to our group client’s health insurance plans.
Although we work with any size of employer, we specialize in the
large group
market.
O&A performs a detailed perspective of plan benefits, risk distribution,
contribution equity, design strategies, contract funding, risk
consolidation, benefit benchmarking and claim analysis. We provide
all our clients
with full reports detailing the summary of alternatives, scope
of our shopping efforts, network analysis, concluding results and
recommendations
insuring the best possible benefit package available.
Personal Insurance – An
individual’s needs
Personal insurance is defined as individual medical, life, disability
and retirement planning or investments. These products are available
through individual billing or payroll deduction. A thorough inventory
of needs is completed in order to achieve personal and financial
goals. Most individual policies require health histories, therefore,
the
best time to review and purchase is before you find yourself in
need. Concerning investing, the best time to save money is when
you have
some.
Consulting – Professional
representation
As
you would select a qualified physician, attorney or CPA to offer expert
advise, the selection of an experienced consultant is
as important. Any good consultant can share industry news or receive
quotations
from insurance carriers. O&A offers over 20 years of effective
field experience in underwriting, negotiating and strategic planning.
Our president, who meets with our strategic team of planners,
personally reviews each group. We have many clients yet we work
each case
as though it is our only one. We provide positive recommendations
and
have proven results.
Human Resources – Benefit
Administration
With labor laws becoming more complicated, O&A offers Human Resource
assistance. We provide legislative updates, clarification of laws
and statutes, and notifications of any changes that affect employee
benefits. We also provide the designing of new hire and termination
packets, COBRA and HIPAA notices as well as all employee communications.
O&A will assist in employee education to help individuals make
wise and informed healthcare choices.
Technology - Communication and Enrollment
Managing benefits can be overwhelming. Even the most basic employer plans include hundreds of information items to be managed, including forms, directories, insurance guidelines, provider lists, changing website links, and other pertinent information that can easily get lost as it is presented to the employees it is designed to help!
Technology plays a big part in streamlining data. To assist human resource departments and to help employees, O&A provides a Single Accessible Location to organize and manage information. Employees and HR personnel can access this information via their customized benefits web site, including enrollment materials, benefit summaries, HR forms and payroll information. Employer compliance requirements for HIPAA, COBRA and ERISA are also maintained on the site.
If you are not using technology to manage your benefits, you should. Soon it will be required.
View a Demo Today>
(contact O&A for a password to view)
Technology - On Line Enrollment
Many Employers want to allow their employees to go on-line (web-based) and simply enroll in various insurance plans. This allows complete flexibility, they can enroll at home with their spouse, they can enroll 24/7 and it's so easy, anyone can do it! O&A has a unique strategy in providing this great technology. We customize the process by brokering the technological market place. This way you receive a customized system. You don't have to buy software, updates and training. It's third party technology. If you change carriers, your employees don't have to learn a new system. We simply change the insurance company button on your website, update the benefit summary and the enrollment system stays the same. No new training is required!
There are three ways to enjoy this service. Depending on the size of your group and the lines of coverage in which we manage, this technology may be absolutely free! Or we may share the cost with you. And if you are a smaller group (less than 300 employees) we will shop the market and find an affordable technology vendor for you.
The best part is that we already have an incredible large amount of technology vendors ready to go! All we need to do, is match-up your needs with their capabilities and cost, plug you in and your ready to go!
View a Demo Today>
(contact O&A for a password to view)
home | company profile |
services | legislation | contact
us
